LAWYER

Consumer law and banking law

Loans, banking disputes, guarantee commitments, insurance, or consumer contracts: our attorneys assist Private Clients professionals in challenging irregularities, defending their rights, and securing their financial situation.

Our lawyers' skills

Our lawyers' skills

We intervene in disputes between customers, banks, insurers, and professionals. Contract review, dispute resolution, payment incident management, and unfair practices: we provide concrete legal solutions tailored to each situation.

Loans (real estate & consumer)
Loans (real estate & consumer)
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Loans (real estate & consumer)

We check the validity of loans, APR, clauses, and bank obligations.

In the event of a dispute, we contest irregularities, intervene in cases of non-payment, and negotiate solutions to secure your financial situation.

Surety bonds & guarantee commitments
Surety bonds & guarantee commitments
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Surety bonds & guarantee commitments

We verify the regularity of deposits and their proportionality.

We challenge irregular or improperly formed commitments and assist guarantors called upon to pay, including in expedited proceedings.

Banking disputes (fees, transactions, liability)
Banking disputes (fees, transactions, liability)
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Banking disputes (fees, transactions, liability)

We handle unjustified charges, fraudulent transactions, banking errors, or breaches of the duty to advise.

Objective: to obtain correction of errors, reimbursement, or the bank's liability.

Insurance & indemnification contracts
Insurance & indemnification contracts
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Insurance & indemnification contracts

We analyze the guarantees, exclusions, and reporting obligations.


In the event of a claim, we contest any refusal or delay in compensation and take the necessary steps to ensure that the contract is enforced.

Hidden defects & conformity of goods
Hidden defects & conformity of goods
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Hidden defects & conformity of goods

We intervene in cases involving defective goods (vehicles, housing, equipment).

Expert assessment, formal notice, legal action: we seek compensation, a price reduction, or cancellation of the sale.

Online shopping & distance contracts
Online shopping & distance contracts
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Online shopping & distance contracts

We handle disputes related to e-commerce: failure to deliver, unfair terms, non-compliant products, failure to refund.

Analysis of the terms and conditions and prompt action with the seller or platform.

Our awards

Our lawyers and consultants are recognized for their expertise and the quality of the relationships they cultivate with our clients.

Fastest-growing firm in the Top 150
Fastest-growing firm in the Top 150
Décideurs juridiques - 2024
Great Place To Work
Great Place To Work
Ranked as the 2nd best company to work for in France - 2025
Cabinet of the year
Cabinet of the year
Le Monde du Droit - 2024

OUR LAWYERS

Benjamin Jegou
Benjamin Jegou
Partner
Béziers
Elizabeth Moreno
Elizabeth Moreno
Paralegal
Béziers

Testimonials

They trusted us — and their stories speak for themselves.

Loans (real estate & consumer)
Surety bonds & guarantee commitments
Banking disputes (fees, transactions, liability)
Insurance & indemnification contracts
Hidden defects & conformity of goods
Online shopping & distance contracts

Frequently Asked
Questions

Can a bank loan be contested after it has been signed?

Yes. A credit agreement can be contested in the event of irregularities, particularly regarding the APR, the terms and conditions, or the bank's disclosure obligations.
A legal analysis can identify any breaches and enable you to take appropriate action to secure your financial situation.

How can you defend yourself when a security deposit is called in for payment?

When a guarantee is activated, it is possible to verify the regularity and proportionality of the commitment.
The intervention of a lawyer allows you to challenge an irregular or excessive guarantee and defend your rights against credit institutions.

What to do in case of a dispute with your bank?

Disputes may arise in the event of unjustified charges, fraudulent transactions, banking errors, or failure to provide advice.
A detailed analysis of transactions and contracts can lead to the correction of errors, reimbursement of sums, or the bank being held liable.

What recourse do you have if you encounter a problem with an online purchase or a distance contract?

Contracts concluded remotely are subject to specific rules regarding information, delivery, withdrawal, and refunds.
In the event of non-delivery, non-compliant products, unfair terms, or failure to refund, a lawyer can analyze the terms and conditions of sale and take the necessary steps to assert your rights.

What remedies are available in the event of a problem with a purchase or consumer contract?

Disputes relating to online purchases, defective products, or unfair terms can be contested.
The lawyer analyzes the contract and terms of sale and takes the necessary steps to obtain a refund, repair, or cancellation of the sale.

Do you have any further questions?

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